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Product overview
Not everyone needs the same kind of cover, or for it to work in the same way. So we give you a range of options that let you tailor your Plan to suit you.
First, you choose whether you want our Essentials Plan or our PruProtect Plan. The PruProtect Plan offers some extra features.
Differences between the two plans.
Summary of our two Plans
| PruProtect Essentials Plan | PruProtect Plan | |
|---|---|---|
| Type of Serious Illness Cover available | Primary / Comprehensive | Primary / Comprehensive |
| Number of conditions covered | 100/161 | 100/161 |
| Severity levelscovered | A-D / A-F | A-D / A-F |
| Up to £25,000 Serious Illness Cover for Children automatically included |  |  |
| Ability to choose optional Serious Illness Cover for Children | | |
| Guaranteed insurability options | None | - Marriage - Childbirth - Mortgage increase |
| Free cover whilst you wait for your mortgage to be accepted | | |
| Opportunity to receive premium discounts each year based on your Vitality status | | |
| Mortgage interest rate for decreasing plans | 7% | 10% |
